Let's Work Together!

		Whether you're buying your first home or you're a seasoned buyer looking for a second home or investment property, you want to know that you have someone with experience, knowledge of the local market and your best interest in mind.  Working with a buyer's agent is the way to go.  Just think of me as your guide, someone to help you make the best possible decisions - someone who is on your side. WHY WORK WITH ME? * No Pressure.  No Sales Pitch. * I listen to what you want and need.  I will show you houses that you will like and can afford and continue showing you houses until you find your perfect match. * Most Realtors will show you 5 homes & then pressure you to make an offer on one.  Not me! No long face, no pressure, no attitude.  Buying a home is one of your most important purchases.  I want you to make the right choice without any pressured in any way.                                      Getting Started . . .

Get Pre-Qualified or Pre-Approved

Pre-Qualified means that you have talked to a lender or a mortgage broker who has, based on information you told them, calculated what your home budget should be. This qualification is subject to verification of the information you gave the representative and the appraisal of the actual home you will purchase. Pre-Approval means that a lender has actually verified your financial information and approved you as a borrower for a specified amount. All you need to do is to purchase a home which will appraise at the price you and the seller agreed upon.

Getting pre-qualified or pre-approved is important for two reasons.

First, as your Realtor® I will need to know which properties fall within your financial means. I want to show you the best value possible in your price range.

Second, when you write an offer on a property you will want to attach the pre-qualification/approval letter to your offer so that the seller is favorably impressed by your financial credentials.

Call me, and I can refer you to a reliable broker or lender representative for additional information.

There is no cost for pre-qualification, and the process is easy.


Let's get together!

I like to get to know my clients; in particular their individual needs and wants. That way, I can tailor our search for your future home to your unique requests and budget. Plan on spending about a half-hour with me at our office. I'll ask you some questions that will help me understand what you're looking for. We can also spend some time speaking together on the phone or by email.  Getting to know you and what your needs are will help our search for your perfect house.

As your agent, my focus is on getting you the best possible home at the best possible price. I will work hard not only in finding you potential new homes to see, but also in keeping you informed of everything that takes place. As your agent and a expert in the local market, I'll negotiate the best prices and terms for you and answer all of your questions as they arise. I'll be representing you, not the seller. This assures that my experience and expertise in the local market will be used in your best interests during the negotiation process.

Working With A Buyers Agent:

BUYER AGENCY

Prior to 1990 all real estate agents represented the seller of a property. Even the agent who was working with the buyer was considered an agent of the seller! In the early 90's, advocacy groups did a survey of homebuyers and discovered that 78% thought they had been represented by the agent that sold them the property. These advocacy groups informed homebuyers and homebuyers started demanding equal representation. Real estate brokers fought the introduction of Buyer Agency, but in the end the consumer won. The National Association of Realtors recently conducted a survey of homebuyers who had purchased a new home within the past five years. This survey discovered that 85% stated they would use a Buyers Agent on their next real estate purchase. It's only logical that buyers would choose to have an expert representing them on one of the most important transactions in their lifetime.

A buyer's agent has a number of duties to his clients. The buyer's agent: find the available property that is the closest match to your requirements provide you with a market analysis to help you determine a fair price researches the area and the property to inform you of any problems that might be associated with the property.  When a Realtor represents a seller, he/she is obligated to tell the seller anything that he/she can discover about the buyer. The buyer's agent's obligation lies with the buyer. Buyer agency is an agreement between you (the buyer) and the real estate agent that can last for one day to one year. Having a Realtor who is working for you with your best interests in mind . . .  Why would you want to work any other way? I have completed the training and education necessary to receive the designation of Accredited Buyer's Representative.  To find out more about Buyer Agents and what it means to you, go to the